Lending & DeFi: Blockchains impact on money and financial services has been monumental. Cryptocurrency, Peer-to-Peer lending, flexible credit and open systems for “DeFi” Decentralized Finance are gaining popularity. Blockchain expedites the approval and payment of loans. Decentralized by design, it provides better security to users and business. DLT has inspired fintech that improves the accessibility and choice of lending & borrowing options.